Left out means visible
Below the income sources in the Retirement tab there is now a "Left out of the projection" section: every property, car or other asset without a declared plan is listed there with its name and value. A projection that silently ignores half your wealth looks broken — so instead of staying quiet, we say plainly what we are not counting and why.
Sale or rental — your call, visible assumptions
Tap "Include" next to a left-out asset and say what you plan to do with it. Sale: the value in today's money, not compounded, net of any linked loan, joins the drawdown pot. Rental: the monthly rent you declare joins your monthly income — gross, which we note on every such row.
When you sell a property you live in, the projection honestly notes that it does not model where you would live afterwards. Every decision can be changed or undone with one tap — the asset then returns to the left-out list.
Savings and deposits under Investments
If your retirement savings sit in deposits rather than a brokerage account, you can now add them under Investments as the new "Savings / deposits" account type. And when the projection counts no savings at all, we note beneath it how much you hold in bank accounts — the boundary is not "investments versus bank", but what you yourself consider set aside for retirement.
Frequently asked questions
Because a flat is not income by itself — you cannot consume it a piece at a time each month. Only your decision (sale or rental) says how it becomes income, and only then can it be counted honestly.
Not directly — that is your cushion and day-to-day money, and adding it automatically would count the same money twice. If part of it is retirement savings, add that amount under Investments as "Savings / deposits".
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