What changed?
Regular transaction search still excludes internal transfers and currency exchanges so they do not pollute spending analysis. Martia now has separate tools for money movements: broad account-to-account flows, savings-account transfers, and FX exchanges.
That means a question like “how much did I move to savings?” is no longer treated as merchant spending search. Martia looks at accounts marked as savings accounts and includes deposits such as own transfers or Smart Saver top-ups.
Frequently asked questions
No. Transfers between your own accounts are still not counted as spending. This changes chat answers when you explicitly ask about those flows.
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