What happens when you reconnect?
Banks usually return roughly three months of history again. Martia compares that window with transactions you already have and records the provenance of every safe match.
Transactions older than the bank's returned window remain unchanged. An operation missing from a bank response is not deleted.
Your edits and transfers stay intact
Manual categories, descriptions, notes, and internal-transfer labels are preserved. We repair the transaction list and detect transfers between your own accounts before automatic categorization runs.
Frequently asked questions
No. Martia reconciles only the window actually returned by the bank and does not delete older history.
They stay attached to the canonical transaction after a safe match.
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