Seven models and your documents in one conversation.

An interview you can resume

Start “Let’s get to know your finances” once your bank is connected, transactions are imported and categorization has finished. The interview and profile are visible only to you; you can return to the conversation and plan. Analysis uses available data from the last three months, grouped by your financial month. “Let’s take the first step” helps you act on the plan. Once your plan is ready, Martia checks in daily at 09:00 in your time zone. Change the time or channels, or pause contact, directly in chat. Messages appear in this conversation and through email and device notifications when those channels are available and enabled. Previously paused contact stays paused. Replies use the shared credit pool.

Estimates with a clear baseline

Every model uses the same credit pool. Estimates show 1,000 uncached input tokens and 1,000 output tokens, including reasoning. Settlement follows actual provider cost, conversation length and tool use.

Models are ordered from the lowest estimated cost. When a model shares its reasoning text, you can read it while the answer is being generated. You can collapse and expand the preview yourself. It is not saved in the conversation history and disappears when you reload the page or reopen the conversation.

Documents you can return to

Upload a PDF, TXT, CSV, DOCX or XLSX file and ask Martia about its contents. Martia can also read scans saved as PDFs. JPG, PNG and WebP images are saved in your library too. In a browser, drag files directly into chat or choose them together in the attachments window.

Files are saved in your private library. Return to attached documents when you reopen a conversation, or select them from the library in a new chat without uploading them again. Your selected model can use the documents, and the conversation draws from the shared credit pool.