Observations

Once a week Martia writes you one observation about your money: two sentences and a month-by-month chart.

Martia notices on its own what has changed: a bill that keeps growing, an income that went quiet, a new regular expense. Every amount is checked against your transactions and shown on the chart.

September 2026 · 3 min read

How an observation is made

Martia compares complete months for every shop, income source and category. It skips one-off purchases and money moving between members of your household.

Out of those changes it picks the one worth telling you and describes it in two sentences. Underneath, it draws the same amounts month by month, so you can see where every number comes from.

You decide

“Do not bring this up again” mutes a topic for good, and “This is not right” sets it aside and makes Martia count again — even when new payments arrive. By default the email shows no amounts; you can change that in Settings, under Observations. One link unsubscribes you from the emails.

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Once a week Martia writes you one observation about your money: two sentences and a month-by-month chart. — Martia