Blog
Stories and money psychology
How finances really work — and what to do about it.
Economy
How inflation ate European savings
€25,000 sat in a savings account for three years — untouched. Yet it lost thousands in purchasing power. Here's what happened to millions of Europeans.
January 2025 · 16 min read
Money Psychology
The Ostrich Effect: Why We Avoid Checking Our Bank Balance
Haven't opened your bank app in months? That's not laziness — it's the ostrich effect. Discover the science behind financial avoidance and how to break the cycle.
January 2025 · 18 min read
Money Psychology
Present Bias: Why Saving Tomorrow Never Comes
Been planning to start saving 'next month' for years? That's not a lack of discipline — it's present bias. Learn how it works and how to beat it with micro-commitments.
January 2025 · 17 min read
Stories
How to Clear €15,000 of Debt in Two Years — A Real Story
€15,000 in consumer debt spread across four sources. Two years later — debt-free. Here's exactly what happened, step by step, including the setbacks.
February 2025 · 16 min read
Money Psychology
Emotional Spending: Why We Shop When Sad, Stressed or Bored
Late-night ASOS sessions after a hard day aren't weak character — they're neuroscience. Discover why your brain shops to cope and how to break the cycle without shame.
March 2025 · 15 min read
Stories
€5,200 Emergency Fund on €2,200/Month — A Real Story
€0 savings at 27. Two years later — a €5,200 emergency fund on €2,200/month. Here's the exact system that worked, step by step. No magic, no sacrifice.
March 2025 · 15 min read
Financial Traps
The BNPL Trap: Buy Now, Pay Later Is Destroying Budgets
6 active instalments across Klarna, PayPal and Clearpay. None felt like debt. Together they ate 35% of take-home pay. Here's how BNPL hacks your brain.
March 2025 · 15 min read
Money Psychology
Money in Relationships — Why Couples Fight About Finances
46% of European couples argue about money. Not because they earn too little — because they never learnt to talk about it. The Open Cards Method can help.
April 2026 · 15 min read